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公司业绩年年增长15-20%，已经连续10个quarter青色，生意越做越大，NPL 跟同行比较是最低，甚至接近银行的NPL，就算经济不好，二手车market发展潜能巨大. 公司dividend pay out ratio高达60%！加上国行降息，融资成本应该会有进步，good to keep for long term！
