THE current uncertain economic environment has caused a number of people to lose their jobs while some have had to take a pay-cut.
A readjustment in their monthly budgets may have to be considered for those whose livelihoods that have been affected by the economy due to the Covid-19 pandemic.
Financial planner and chief executive officer of Success Concepts Joyce Chuah tells StarBiz that there are many areas of expenditure a person can relook at when considering to cut.
“Basically a person’s expenses are divided into discretionary and non-discretionary expenses, ” Chuah says.
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