Mr Clifford Anthony Clement has approximately 27 years of banking experience. He joined Bank Negara Malaysia (BNM) in September after he graduated with an Honours degree in Bachelor of Accounting from University of Malaya in 1986.

He worked in BNM for 10 years, and in 1996 left BNM to join the private sector. Over the next 30 years he worked in various banks both local and foreign over a wide spectrum of areas, namely Arab Malaysian Merchant Bank Berhad, ABN AMRO Bank Berhad which was subsequently taken over by The Royal Bank of Scotland, Malaysian Building Society Berhad (MBSB) and Bank of America Berhad.

He was the Chief Financial Officer and Chief Operating Officer of ABN AMRO Bank Berhad from 2003 to 2010, Chief Operating Officer of MBSB from 2012 to 2014 where at both organisations, he was in charge of all support and operations functions. His most recent banking experience was as the Chief Financial Officer of Bank of America Berhad from 2016 to 2017. His areas of expertise include treasury and investment operations, heading all operations including offshore and support areas, covering credit operations, retail collection and recovery, property management and IT. During the years in ABN AMRO Bank, Mr Clifford also was the CFO and oversaw the financial functions of ABN AMRO Philippines and ABN AMRO Vietnam.

Mr Clement is also active in environmental protection and has worked in the Malaysian Nature Society as Executive Director and the Malaysian Conservation Alliance for Tigers (MYCAT) as an Operations and Finance consultant.

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