(Unless otherwise stated or redefined, all abbreviations and definitions used herein shall have the same meanings as those set out in the Company’s announcement dated 6 November 2025 in relation to the Additional Subscription.)

The Board of Directors of AEON Credit wishes to announce that the Company has, on 28 January 2026, completed the subscription for an additional 125 million ordinary shares in its 50%-owned associate, AEON Bank (M) Berhad ("AEON Bank"), for a total cash consideration of RM125 million. The Additional Subscription was made in proportion to the Company’s existing 50% equity interest in AEON Bank.

Following the completion of the Additional Subscription:

• The Company’s total shareholding in AEON Bank has increased from 275 million ordinary shares to 400 million ordinary shares.
• The Company’s equity interest in AEON Bank remains unchanged at 50%.
• AEON Bank remains a 50%-owned associate company of the Company.

This announcement is dated 28 January 2026.