Auditor Consultant's comment on ALLIANZ. All Comments

Auditor Consultant
6 Like · Reply
I am very very optimistic and confident in Allianz Malaysia.

Despite difficult time in year 2020, the result of Allianz Malaysia was still impressive.

1) Operating Revenue -- Increased 7.4%
2) Gross Written premium -- Increased 7.8%
3) Total Assets -- Increased 11.1%
4) Profit Before Tax -- Increased 5.4%
5) Shareholders' Funds -- Increased 9.7%
6) Basic Earnings Per Share -- Increased 11.6%

Intrinsic Value ("IV") which was calculated based on readily available information as of 3 Dec 2020 = RM20.71

The above IV was before the final and audited result for FY2020.

Indeed, EPF has been collecting from time to time.

In my humble opinion the current price of RM12.76 is very much Undervalued. I feel that it is a hidden diamond which a lot of investors might overlook.

Some argued that the price is too high. Remember, Price is what you paid, Value is what you get!

With rapid vaccination and gradual re-opening of economic activities, I strongly believe Allianz will be able to attract more sales soon while retaining existing customers.

The ongoing plan for the 3-month moratorium interest-free plan is good for those who are really in financial difficulty. They could enroll in moratorium and defer the loan payment but at the same time use that fund to continue settle other obligations which includes but is not limited to payment of insurance premium.

Disclaimer: - Buy or Sell or Hold is your own decision and responsibility. The information above is only for sharing and shall not be deemed as an advice for any investment or divestment decision.
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Kar Seah Lim
很多人怕死啊

人寿保险也加码,怕突然死亡然后家人将来更加保障

有些保险公司也推出Covid plan, 我刚刚读了Allianz应该不落人后

我敢断定Allianz 保险2021年更上一层楼

飞回正常价格在20块,指日可待。

大家加油
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Like · 2 years · translate
Auditor Consultant
EPF has been acquiring non stop when the price is below RM13. Do not worry, EPF need to declare Dividend soon for FY2021. So definitely, some operators will push up the price soon when near to year end. Waiting for price to go up together with impressive financial performance
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3 Like · 2 years · translate
Jack Sparrow
Auditor, hope u are right...
Like · 2 years · translate
WH8786 N
I also think what you said are right, unfortunately the share price refuse to go up and the market is always right
Like · 2 years · translate
Auditor Consultant
https://ycmylife.blogspot.com/2021/09/allianz-1163.html?m=1

Read this article for further information

This is really a hidden gem and that why EPF has been collecting non stop
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Like · 2 years · translate
David Lim
Auditor Consultant, thanks for sharing, such a great blogger
1 Like · 2 years · translate
Ron Ng
allianz only declare dividend once per year, hopefully split it to at least twice per year would be better
Like · 2 years · translate
Auditor Consultant
Ron, I also hope that Allianz will adopt the same way like BAT, declaring Dividends quarterly
Like · 2 years · translate
Auditor Consultant
The following is a sharing by my High School Super Senior, Dr. Tan Chong Koay who is also a founder of Pheim Asset Management (Asia) Pte Ltd

https://www.youtube.com/watch?app=desktop&v=NAxzOiDVILc&featur...

You may find his background from the following link

http://www.pheim.com.sg/about_us/about_us.html
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Like · 2 years · translate
Auditor Consultant
Personally, I believe the existing price is acceptable based on my risk appetite.

Imagine when near to year end and when economy is re-opened soon.

The above Youtube sharing was done by my High School Super Senior in year 2020.

I am greedy when everyone is fearful...............
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Like · 2 years · translate
Ah Choon Wong
Buy in when dips, wait for window dressing......
1 Like · 2 years · translate
Ah Choon Wong
咖啡先生.........这里有一位 Auditor consultant, 你的问题可以问他。
Like · 2 years · translate
Auditor Consultant
大家一起赚钱,一起学习吧。Ah Choon Wong, 你的眼光不错啊,我知道你也有长期持有 Asiafile, 也知道你也晓得 MUDA , 其实前者的确属于低估的价位。加上公司有尝试增加stream of revenue, i.e. Food Ware, which 我觉得这个是冷门的生意,但是赚钱的时候没有人 知道,就好像 Peter Lynch 赚钱在 Bottle Cork 的股票投资,很多人都觉得太阳下山的企业。 冷门的二线优质股票,是很多人瞧不见的。Ah Choon Wong, 你算是高手 了
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Like · 2 years · translate
Haus Ever
大家怎么看IgbCr?
Like · 2 years · translate
Ah Choon Wong
Auditor.........高手就不是啦,只是比很多新人多了一点經驗,財经及经济知识多一点,这些都是尤勢。还有,我看问题会有second level thinking, 不会像一些人看前景一面倒的看表面。
科技业的確很重要,但是,很多股价已经提前涨了,剩下的肉也不多了。
十年期国债收益率已经拎接近1.5了,Nasdaq 也向下,所以我不会一面倒的看向科技股。只会選則性買一些比较低估的。
chip shortages 很多原因造成,里面的原因有:1. 大国博弈 2. 重復下單,供应链中斷,4. 原材料涨价 5. 船运费的大涨.
到最近的中国政府限电限产,都会影响电子及科技行业。
Warren Buffet 最近買进日本五大傳统trading house 賺得盘满铺满是最好的的例子。
投资要有 Second Level thinking: Howard Marks 的名言,也是 Warren Buffett 重讀两次他所寫的書。
Asiafile 我在 2.74 (本 2.04) 已经套利了,现在等机会買回,原因是中国政府限电限产,对纸品业有利。
吹水不必本。
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Like · 2 years · translate
Money Home
这里很多info,留个脚印向前辈们学习。
感恩感恩
Like · 2 years · translate
Ah Choon Wong
前两天朋友的兜子,做Allianz insurance 代理的告诉我的其中一輛车险及 路税到期,我叫他直接跟我出,两天后,路税到手。Myeg 快,Allianz insurance 代理也捧。
Allianz insurance 去年 13.00 左右,到了window dressing 去到十五塊多,我賣在 14.60,我朋友比我更利害,賣到15 塊多.
咖啡是苦,跟你斗嘴的朋友。利害!
Like · 2 years · translate
Ah Choon Wong
苦是咖啡...........投资股票了解知識后,把它简化用在選股上更好..........太深的 formular, 一時真的难倒我。看了眼花撩乱 !
1 Like · 2 years · translate
Auditor Consultant
epf has been collecting non stop

what to be worry then

collect now before it is too late

for further information, please refer to my view in KLSE i3
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Like · 2 years · translate
Andy Hanson
what about the icps dilution? intrinsic value should be divided by half?
Like · 2 years · translate